Debt Management

Our Debt Management program also known as Consumer Credit Counseling will help you "manage" your debt by lowering your interest rates and possibly your monthly payment. You will conveniently make one monthly payment to us which we will distribute amongst your creditors and we will also stop the creditor calls.

What is Debt Management and how does it work?
Debt management programs are typically for those people who are able to keep up on their monthly payments and are just looking to reduce their interest rates. It’s important that you understand that our debt management program does not lower your overall debt principle. We will work with your creditors to obtain lower interest rates for you and we will also attempt to achieve a lower monthly payment however we cannot guarantee a lower payment because typically all of your debt is condensed in to a 3-5 year program on average.

What types of debts are included in a Debt Management program?
Most unsecured debts such as credit cards, unsecured loans, medical bills, lines of credit and in some cases payday loans and student loans may be accepted in the program as well.

How do I know if I need a Debt Management Program?
If you find yourself in any of the situations below then chances are you can benefit from our Debt Management program so contact us now and take the first step towards regaining control of your finances!

• You are in a financial crisis and wish to get out of debt
• You are having trouble making your monthly payments
• You want lower interest rates on your bills
• You are tired of getting creditor and collection calls
• You have multiple bills and cannot manage them efficiently

Take the first step towards financial freedom by getting FREE CONSULTATION from Impact Debt Relief at 1-866-996-1148 !