Our Services

Are you struggling with credit card debt? Tired of excessively high interest rates and bank fees? Are you overwhelmed by harassing creditor calls? Do you feel like there is no end in sight? If so, our Debt Settlement or Debt Management programs may be just the answer to getting your finances back on track and regaining control of your life.

Our programs are designed for people who have found themselves in a legitimate financial hardship situation and are having a hard time making ends meet. We will work with you individually one on one to access your current situation and then together we will determine the best option for you.

Debt Settlement

Are you tired of mounting credit card debt and never ending stress? Are you making your minimum payments each month yet your balances don’t seem to be getting any less? If so, allow Impact Debt Relief to help you get out of debt as quickly and affordably as possible without filing bankruptcy.

We understand that everyone’s situation is unique therefore we will tailor your plan to meet your individual needs and work comfortably within your budget. Now is the time to take that first step towards creating a better future for you and your family!

What is Debt Settlement and how does it work?
Our Debt Settlement program is a hardship based program designed for the consumer who has a legitimate financial hardship and is looking for a legal and ethical way to take care of their debts without filing for bankruptcy.

Our expert team of attorneys and negotiators work directly with your creditors on your behalf to negotiate settlements for less than the full amount owed on your account due to your financial hardship. The end result is that you will end up paying back considerably less than what you owe and you will be out of debt in a fraction of the time it would take you if you continued making minimum payments to your creditors.

Take the first step towards financial freedom and contact us for your complimentary consultation at 1-866-996-1148 !

Debt Management

Our Debt Management program also known as Consumer Credit Counseling will help you "manage" your debt by lowering your interest rates and possibly your monthly payment. You will conveniently make one monthly payment to us which we will distribute amongst your creditors and we will also stop the creditor calls.

What is Debt Management and how does it work?
Debt management programs are typically for those people who are able to keep up on their monthly payments and are just looking to reduce their interest rates. It’s important that you understand that our debt management program does not lower your overall debt principle. We will work with your creditors to obtain lower interest rates for you and we will also attempt to achieve a lower monthly payment however we cannot guarantee a lower payment because typically all of your debt is condensed in to a 3-5 year program on average.

What types of debts are included in a Debt Management program?
Most unsecured debts such as credit cards, unsecured loans, medical bills, lines of credit and in some cases payday loans and student loans may be accepted in the program as well.

How do I know if I need a Debt Management Program?
If you find yourself in any of the situations below then chances are you can benefit from our Debt Management program so contact us now and take the first step towards regaining control of your finances!

• You are in a financial crisis and wish to get out of debt
• You are having trouble making your monthly payments
• You want lower interest rates on your bills
• You are tired of getting creditor and collection calls
• You have multiple bills and cannot manage them efficiently

Take the first step towards financial freedom and contact us for your complimentary consultation at 1-866-996-1148 !